It occurred to me recently that, with my expansion into Denver, I have the potential to reach over 3.5 million people. Yet few listeners know my backstory: where I’ve...

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Last week’s show, titled “Anatomy of a Mortgage,” covered many topics that are rarely associated with mortgages but which play an integral part: the home itself, the housing market, and the broader economy. This week,...

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When most people hear the word ‘mortgage’ they immediately think ‘house,’ and they know a mortgage is a loan used to by a house and…well, after that things get a little vague. Few people understand...

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Regular listeners of my show will recall that I have been an avid real estate investor for several years. I took a brief hiatus from investing around 2008 when I realized the housing market was...

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 I do love finding a good metaphor, and earlier this week I found myself literally tripping over one on my front porch—tripping, slipping, and stumbling over it, several times a day. It’s a sheet of...

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We were once again fortunate to have Empire Title’s Bill McAfee on the show with us this week. He offered a great update on the Colorado Springs and Denver real estate markets with his typical...

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 Any candid observer of our government’s approach to welfare would conclude that over-generous handouts are incredibly destructive. In fact, states that restricted how long an individual could collect unemployment witnessed faster improvements in their employment...

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  I don’t know whom to blame more for the poor image millionaires have in this country: Scrooge McDuck or Rich Uncle Pennybags. Maybe both are to blame in equal measure. Either way, when Americans...

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If you’ve been following the Jay Garvens Show since the start of the year, then congratulations! You’ve completed my crash-course in real estate and demographics. You know where the economy has been, where it’s going,...

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