Podcast

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Story of a Vet

• May 30, 2014
• Tagged as: The Jay Garvens Show, Veterans Day

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Much as I enjoy talking about the real estate and mortgage industries, I find it refreshing to dedicate the occasional show to other important topics. This week, the subject was veterans and their stories. If...

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When and What? Buying a House

• May 21, 2014
• Tagged as: Buying a House, The Jay Garvens Show

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Impulse buys are seldom reasonable, but most are at least excusable. The World’s First Flying Tricycle, for example, has a multitude of practical uses. To impulsively buy a house, however, is neither reasonable nor excusable....

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Momma Knows Best

• May 13, 2014
• Tagged as: Buying Tips, Mother's Day, The Jay Garvens Show

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Did you call your mother? Did she remark that she can’t believe it’s snowing in Colorado on Mother’s Day? “Easter, sure, but Mother’s Day?” This seems to be the template for most conversations with mothers:...

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Spring Cleaning

• May 6, 2014
• Tagged as: Credit Repair, Spring Cleaning, The Jay Garvens Show

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You prepared for it all winter. You dreaded it, accepted it, then bit the bullet and tackled it. You scrubbed the floors, purged the closets, and shook out the rugs. Now—finally!—you feel you’ve finished with...

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Spring has Sprung: The Purchase Wave to Come

• May 2, 2014
• Tagged as: The Jay Garvens Show

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Spring is here—finally!—and I for one am glad to bid farewell to winter. Economically, this winter was a season of uncertainty. The economy was sputtering, the full effects of the sequester had been realized, new...

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Government Stimulus & Buyer Beware: Jedi Mind Tricks When Buying a House

• April 23, 2014
• Tagged as: Government Stimulus, The Jay Garvens Show

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We are now effectively five years into the government’s 2009 stimulus program. How’s that going for us? To save the banking system and revive the economy, the government tried TARP, tax cuts, tax hikes, and...

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How to Spend Your Money & Money is like Sex

• April 18, 2014
• Tagged as: Money and Sex, The Jay Garvens Show

The theme of this week’s show is how money is like sex. Granted, there are differences between the two. It’s okay to find money in the street. It’s okay to have money on the kitchen…

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If I Could Turn Back Time: Reverse Mortgage

• April 7, 2014
• Tagged as: Mortgage, Mortgage Banking, Real Estate, Reverse Mortgage, The Jay Garvens Show

On previous shows, I’ve mentioned that the single most important mortgage product of the foreseeable future is the Home Equity Conversion Mortgage, HECM, or Reverse Mortgage. Fundamental shifts in America’s economy demographic makeup suggest reverse…

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Rich & Poor, Young & Old, Timid & Bold

• April 7, 2014
• Tagged as: Mortgage, Mortgage Banking, Real Estate, The Jay Garvens Show

If I were to take a random sample of individuals, then ask them three questions entirely unrelated to finances—for example, how much TV they watch, how early they start their day, and how often they…

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I’m Coming Home

• April 7, 2014
• Tagged as: Mortgage, Mortgage Banking, Real Estate, The Jay Garvens Show

This week’s show is meant to complement last week’s, so if you missed it I recommend checking it out in the archives. Briefly, last week’s show explored the behavioral patterns of three demographic and temperamental…