A native of Wisconsin, Jay was raised in and around the Milwaukee metro area with his four siblings. He attended the University of Wisconsin Lacrosse on an ROTC scholarship, graduating with a Bachelor of Science. After graduation, he was commissioned as a Medical Admin. Officer in 1991 and went on Active Duty. Jay took an early retirement and separated from the Army in 1999, and permanently settle in Colorado Springs, CO, with his wife, Marlo Garvens, and two children, Asher and Ella. Jay began the Jay Garvens Mortgages as a single-office brokerage in 2004, which is now the Jay Garvens Team at Churchill Mortgage. It has emerged as Colorado Springs' most dynamic and fastest-growing mortgage-centric enterprise.

We proudly serve the beautiful city of Colorado Springs as well as the Southern Colorado region. Our team of experienced loan originators provides comprehensive knowledge and industry-leading advice on a complete scope of home loan products. From first home purchases to investment properties, we're here to deliver the right financial solution for you. No matter what your future goals are or what your present situation is, we work to ensure that you're on the right track. Listen to our renowned podcast for everything you need to know when it comes to purchasing real estate in Colorado Springs and the surrounding area.