BUDGETING FOR CHRISTMAS 12-07-24

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Ramping up for the holidays, Jay Garvens want to help his listeners with their money spending.  Jay believes it’s mostly about your budget for the holidays with focus on Christmas!  Jay will have a special...

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INSURANCE EXPLOSION – 12-01-24

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Jay Garvens explains “The Insurance Explosion.”  Soon the insurance companies will be raising their rates, some a lot higher!  Jay’s information will help you protect you and your family in the new year.

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BUY NOW – RETIRE LATER – 11-17-2024

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This week Jay Garvens is focused on retirement?  Your retirement!  It doesn’t matter your age or your job title.  Jay is going to explain how real estate has set him up for a very comfortable...

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POST ELECTION – INTEREST RATES – HOUSING & THE ECONOMIC UPDATE – 11-10-24

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Now that we are on the other side of the Presidential, State and Local elections, Jay wants to help his listeners understand what all of us can expect and prepare for and look forward to...

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B7B/VRBO – TERM RENTALS – SHORT, MEDIUM & LONG IN COMPARISON IS IT WORTH IT – 11-03-24

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Have you ever used a B&B or VRBO while on vacation?  Have you ever thought, why don’t I rent out my place while I’m gone with B&B or VRBO to pay for my vacation?  Jay...

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HOUSING FOR ILLEGAL IMMIGRANTS – 10-20-2024

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This week Jay starts a two-part show in regards to the housing of illegal immigrants here in America.  Where is all the money to do this coming from and what is or can be the...

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THE STATE BALLOT MEASURES FOR THE 2024 ELECTION – 10-12-2024

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Jay Garvens has always been an advocate for the residents of El Paso County and for the state of Colorado.  This week Jay will explain the upcoming election and how it can effect Colorado directly! ...

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DEMOGRAPHICS IN AMERICA-INTEREST RATE UPDATE FOR 2024

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It’s that time of the year when Jay Garvens looks at the Interest Rate changes or the lack of, and reports on the year end and pulls out his crystal ball and predicts what is...

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COLORADO PROPERTY TAX RELIEF FOR 2024 – 09-28-2024

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Jay Garvens and friend Justin Hermes from Real Estate Realities come together in the studio to explain, teach and instruct their listeners and prepare them for the Colorado Property Tax Relief for 2024.  

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HONDURAS “MISSION LAZARUS” – 09-21-2024

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Jay Garvens each year teams up with other members of Churchill Mortgage, and they travel to Honduras to volunteer their time to benefit the residents of the region in so many ways!  This is an...

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