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I come across a lot of statistics in my day-to-day readings, and the statistic most pertinent to today’s show is this: The percentage of 18-34 year olds living with their parents is 30%. This...
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It is an under-appreciated truism that all of history has been leading up to the present. While we can shape our futures, we do so with clay inherited from past generations. Like an earthquake beneath...
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Much as I enjoy talking about the real estate and mortgage industries, I find it refreshing to dedicate the occasional show to other important topics. This week, the subject was veterans and their stories. If...
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Spring is here—finally!—and I for one am glad to bid farewell to winter. Economically, this winter was a season of uncertainty. The economy was sputtering, the full effects of the sequester had been realized, new...
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We are now effectively five years into the government’s 2009 stimulus program. How’s that going for us? To save the banking system and revive the economy, the government tried TARP, tax cuts, tax hikes, and...
How to Spend Your Money & Money is like Sex
- April 18, 2014
- Tagged as: Money and Sex, The Jay Garvens Show
The theme of this week’s show is how money is like sex. Granted, there are differences between the two. It’s okay to find money in the street. It’s okay to have money on the kitchen…
On previous shows, I’ve mentioned that the single most important mortgage product of the foreseeable future is the Home Equity Conversion Mortgage, HECM, or Reverse Mortgage. Fundamental shifts in America’s economy demographic makeup suggest reverse…
This week’s show is meant to complement last week’s, so if you missed it I recommend checking it out in the archives. Briefly, last week’s show explored the behavioral patterns of three demographic and temperamental…
Twas the Night Before Christmas
- April 7, 2014
- Tagged as: Mortgage, Mortgage Banking, Real Estate, The Jay Garvens Show
Twas the night before Christmas, when all through the house Not a creature was stirring, not even a mouse. The stockings were hung by the chimney with care, In hopes that St Nicholas soon would…
As 2013 winds down, and we prepare to venture into a new year, it’s a good time to reflect on the past twelve months and consider what resolutions you’ll make for the coming year. I…
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