What makes a great leader? How does an individual not only pursue a goal but convince others to pursue it with him? As the founder of a company, and the co-founder of a family, I...

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I’ve been offering advice on finances and mortgages for over 15 years, and have helped hundreds of individuals and families—both in person and through the radio—resolve every financial problem imaginable. In that time, I have...

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If you have been monitoring interest rates over the last several years, you may have noticed that rates don’t take a holiday during the winter months. The fourth quarter often sees a lot of activity...

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I was blessed to spend Thanksgiving this year in New Mexico with my wife’s side of the family. Growing up in Wisconsin, my Thanksgivings were always fairly routine: turkey, cranberry sauce shaped like a can,...

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We cover a lot of diverse topics on The Jay Garvens Show, from mortgages and real estate to finance and global markets, but every once in a while it’s crucial to focus on a smaller...

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There’s an old quote, variously ascribed (though Google suggests it’s by Will Rogers), that goes: The surest way to double your money is to fold it in half and put it in your pocket. Rogers...

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You’ve no doubt noticed a gradual increase in the number of radio and TV commercials directed at senior citizens. In between the advertisements for adult diapers and golf-oriented retirement communities in Florida, you may have...

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When the market goes up, everyone cheers; when the market goes down, everyone panics. This year alone saw the stock market reach record highs and the bond market reach near-record lows—several times! People react to...

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I’m not sure if you noticed, but it’s election season. And while the title of this week’s show is “Term Limits,” it fortunately has nothing to do with politics. Rather, it’s a continuation of various...

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 It’s commonly said (erroneously, it turns out) that the Chinese use the same word for both ‘crisis’ and ‘opportunity.’ That may not be true in fact, but I agree with the sentiment behind it: moments...

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