It’s commonly said (erroneously, it turns out) that the Chinese use the same word for both ‘crisis’ and ‘opportunity.’ That may not be true in fact, but I agree with the sentiment behind it: moments...

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  If you presently have a mortgage, your mailbox has no doubt been inundated with fliers from mortgage lenders advertising extremely low rates. And it’s true: the days of the 3% mortgage are back. But...

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