Rents Are On The Rise

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 Every week, I hear from listeners who are considering becoming first-time homeowners. This has been true every since I started broadcasting. But lately it seems more and more are considering it because renting no longer...

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Serving Those Who Serve Part III

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This week was the third part in our series titled “Serving Those Who Serve,” dedicated to, and focused on, those who have served in the military and who are interested in learning what the VA...

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Serving Those Who Serve: Part II

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            On last week’s show, we discussed the VA home loan program, its history, and my personal experience using it to acquire not only my primary dwelling but also to...

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Jay Garvens: History of the Host

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            It occurred to me recently that, with my expansion into Denver, I have the potential to reach over 3.5 million people. Yet few listeners know my backstory: where I’ve...

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Anatomy of a Mortgage: Part II

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Last week’s show, titled “Anatomy of a Mortgage,” covered many topics that are rarely associated with mortgages but which play an integral part: the home itself, the housing market, and the broader economy. This week,...

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Anatomy of a Mortgage Part 1: Fitbit Your Finances

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When most people hear the word ‘mortgage’ they immediately think ‘house,’ and they know a mortgage is a loan used to by a house and…well, after that things get a little vague. Few people understand...

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Grand Illusion: Renting vs. Owning

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Regular listeners of my show will recall that I have been an avid real estate investor for several years. I took a brief hiatus from investing around 2008 when I realized the housing market was...

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The Snow and Shovel Approach to Life

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 I do love finding a good metaphor, and earlier this week I found myself literally tripping over one on my front porch—tripping, slipping, and stumbling over it, several times a day. It’s a sheet of...

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