The Snow and Shovel Approach to Life

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 I do love finding a good metaphor, and earlier this week I found myself literally tripping over one on my front porch—tripping, slipping, and stumbling over it, several times a day. It’s a sheet of...

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The Realities of Renting

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We were once again fortunate to have Empire Title’s Bill McAfee on the show with us this week. He offered a great update on the Colorado Springs and Denver real estate markets with his typical...

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Parental Welfare

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 Any candid observer of our government’s approach to welfare would conclude that over-generous handouts are incredibly destructive. In fact, states that restricted how long an individual could collect unemployment witnessed faster improvements in their employment...

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Get in the Mind of a Millionaire

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  I don’t know whom to blame more for the poor image millionaires have in this country: Scrooge McDuck or Rich Uncle Pennybags. Maybe both are to blame in equal measure. Either way, when Americans...

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Demographics in Your Own Backyard

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We are absolutely thrilled to welcome a whole new listenership to the Jay Garvens Show, as this week marked our inaugural show on 760 AM in Denver. They will be joining our established audience on...

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Demographically Speaking

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  This economy is really booming, ain’t it? They said it would happen. All last year we heard stories of the economy finally picking up and predictions that 2015 would be the year the US...

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21 Irrefutable Laws of Leadership

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What makes a great leader? How does an individual not only pursue a goal but convince others to pursue it with him? As the founder of a company, and the co-founder of a family, I...

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Genetics of Finance

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I’ve been offering advice on finances and mortgages for over 15 years, and have helped hundreds of individuals and families—both in person and through the radio—resolve every financial problem imaginable. In that time, I have...

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Financial Seasons

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If you have been monitoring interest rates over the last several years, you may have noticed that rates don’t take a holiday during the winter months. The fourth quarter often sees a lot of activity...

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